Solutions & Technologies


3-D Secure

Orbiscom offers financial institutions a rapid, cost-effective solution to comply with Visa, MasterCard and JCB's new 3-D Secure authentication requirements

Overview

Orbiscom�s ControlPay� for 3-D Secure solution enables financial institutions to comply with Visa�s Verified By Visa�, MasterCard�s SecureCode� and JCB's J/Secure� requirements. Designed to reduce Internet fraud and cardholder disputes, the 3-D Secure solution creates an online receipt that is approved by the cardholder, digitally signed by the issuer and stored by the merchant to serve as proof of purchase. The solution provides Enrollment Server and Access Control Server components to comply with the Verified By Visa, SecureCode and J/Secure protocol requirements.

Reasons to Consider Orbiscom

  • Unique experience successfully deploying large scale in-house and hosted solutions for leading financial institutions worldwide

  • Certified provider of 3-D Secure with successful implementations worldwide

  • The leading online payment security provider � Orbiscom technology is being utilized by leading financial institutions worldwide � over 190 million cardholders have access to Orbiscom technology

Features

  • 3-D Secure messaging processes the transaction flow to/from Visa, MasterCard and JCB, issuers and merchants

  • New authentication messages accommodate Personal Assurance Message (PAM)

  • Stand-alone enrollment via Orbiscom-provided server or integration with existing online banking authentication systems

  • Cardholder access to transaction history

  • Flexible and configurable authentication methods for single and multiple cardholder accounts

  • Comprehensive reporting from Orbiscom�s Customer Service System provides access to transaction and account information for disputes and customer inquiries

  • Customized graphics to drive brand awareness

  • Deployed at financial institution or hosted externally

Benefits

  • Rapid deployment via a certified pre-built application and infrastructure

  • Easily integrated with the financial institution's online banking and customer service systems

  • Consistent and unified consumer experience for Verified by Visa, SecureCode and J/Secure

  • Flexible extension to incorporate other emerging authentication protocols


Do you need more information? If so, please contact us.

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